These Terms and Conditions (“Terms”) govern the £200 Cashback Offer (“Offer”) provided to customers who are referred to Calluna Financial (“Partner”) by O’Malley Property. By participating in the Offer, you (“Customer”) agree to be bound by the following Terms:
1. Eligibility
1.1 This Offer is available to individuals who are referred by O’Malley Property to Calluna Financial for the purpose of arranging their mortgage.
1.2 The Customer must complete their mortgage application with a lender as arranged through Calluna Financial for the Offer to be valid.
1.3 The Offer is only applicable for new mortgage customers who are referred to Calluna Financial through O’Malley Property. The Offer is not available to existing Calluna Financial customers or those referred through any other source.
1.4 The minimum mortgage value to qualify for this Offer is £75,000, and the property must be located in the UK.
2. Offer Details
2.1 Upon successful completion of your mortgage, you will be eligible to receive £200 cashback or voucher equivalent.
2.2 The cashback will only be paid after the completion of the mortgage, meaning all legal formalities related to the purchase of the property have been finalised and the mortgage funds have been released by the lender.
2.3 The cashback will be paid via bank transfer to the Customer’s nominated bank account within 30 days of mortgage completion. Voucher equivalent will be posted to the Customer’s address within 30 days of mortgage completion.
3. Process of Referral
3.1 To qualify for the Offer, the referral must be made by O’Malley Property to Calluna Financial prior to the Customer’s initial engagement with Calluna Financial.
3.2 Customers must provide all necessary personal and property details required for the mortgage application when referred to Calluna Financial.
4. General Conditions
4.1 The Offer cannot be combined with any other promotion, discount, or offer unless otherwise stated.
4.2 Only one cashback offer can be redeemed per property transaction, regardless of the number of applicants on the mortgage.
4.3 If the referred mortgage application is declined or cancelled, the Customer will not be eligible for the cashback.
4.4 To qualify for the £200 cashback or voucher equivalent, the property purchase completion must be within 1 calendar year of original referral date to Calluna Financial.
4.5 If for any reason, the Customer is found to have breached these Terms, Calluna Financial reserves the right to withhold or cancel the cashback payment.
5. Amendments and Termination
5.1 Calluna Financial reserves the right to amend, withdraw, or terminate the Offer at any time without prior notice. However, any Customer who has been referred before such changes will still be eligible for the cashback under the previous Terms.
5.2 In the event of any dispute or claim regarding the Offer, the decision of Calluna Financial will be final.
6. Data Protection
6.1 By participating in the Offer, you agree to the collection, use, and sharing of your personal data between O’Malley Property and Calluna Financial for the purposes of administering this Offer and processing your mortgage application.
6.2 All data will be processed in accordance with applicable data protection laws and Calluna Financial’s Privacy Policy.
7. Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of Scotland. Any disputes will be subject to the exclusive jurisdiction of the courts of Scotland.
